If you run a small business, unpaid invoices don’t just “hurt cash flow.” They delay payroll, stall growth, and force you to spend nights chasing money you already earned.
Our job is simple: recover what you’re owed with a secure, compliant, reputation-protecting approach—so you get paid without escalating drama or damaging future relationships.
- Licensed in All 50 States
- Highly Rated – 4.8 Stars ( Google Reviews)
- No Minimums
We offer two clear collection options:
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Fixed-fee collections (best for newer accounts and high-volume placements)
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Contingency collections (no recovery, no fee—best for older or harder accounts)
Need a Collection Agency? Contact us
| Serving small businesses in all 50 states HVAC Contractors, Plumbers, Landscapers, Electricians, Roofers, Pest Control Services, General Contractors, Painters, Flooring Specialists, Cleaning Services, Auto Repair Shops, Mechanics, Towing Companies, Property Managers, Equipment Rental Companies, Veterinarians, Chiropractors, Dental Offices, Urgent Care Clinics, Private Schools, Daycares, Gyms & Fitness Centers, Event Planners, Photographers, IT Consultants, Web Designers, Marketing Agencies, staffing agencies, Accountants, Law Firms, Funeral Homes, Security Companies, Moving Companies, Pool Maintenance Services, Handyman Services, Locksmiths, Tree Service Companies, Janitorial Services, Waste Management, Logistics & Trucking Companies, Wholesalers, Distributors, Manufacturing Companies, Printing Shops, Sign Companies, Caterers, Bakeries, Florists, Wedding Venues, Interior Designers, Architects, Engineers, Surveyors, Real Estate Agencies, HOA Management. |
When Small Businesses Should Stop “Following Up” and Start Collecting
Most businesses wait too long because they don’t want to look aggressive. The problem is: time is the enemy of recovery.
Here’s a practical rule:
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0–30 days past due: internal reminders and customer service follow-up
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31–60 days: structured escalation (firm reminders + documentation request)
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61–90 days: demand-level communication begins
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90–120+ days: response rates usually drop sharply—act fast
If your invoice is already 60+ days past due, you’re not “reminding” anymore—you’re negotiating from weakness.
Fixed Fee vs Contingency: Which One Fits Your Situation?
Fixed-Fee Collections (Predictable Cost)
Best when:
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You have fresh accounts (typically under 90 days past due)
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You place multiple accounts per month
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You want structured letters + calls without giving up a percentage
Contingency Collections (No Recovery, No Fee)
Best when:
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Accounts are older (120+ days)
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You want maximum pressure and persistence
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You only want to pay if money is recovered
Typical contingency ranges in the market: 15% to 40% depending on age, balance size, documentation quality, and dispute status.
Our Collection Process (Built for Small Businesses)
You don’t need a “scary” approach to get paid—you need a professional, persistent, documented one.
Step 1: Document Check + Strategy (Fast Start)
We start by validating what wins collections:
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Invoice / statement
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Contract, PO, or written authorization
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Proof of work or delivery (emails, signed acceptance, work orders)
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Best contact info for decision-makers
Step 2: Structured Outreach (Multi-Touch)
We use a consistent contact pattern—not one call and a shrug.
Expect multiple touchpoints across 2–3 weeks (calls + email + formal notices), designed to reach the person who can actually approve payment.
Step 3: Negotiation That Protects Your Brand
We push for resolution while avoiding unnecessary friction:
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clear settlement options when appropriate
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payment plans that actually stick
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written confirmation for every arrangement
Step 4: Escalation Only When It Makes Sense
If a debtor ignores every reasonable attempt, we escalate with stronger actions—without jumping to “legal threats” on day one. Legal escalation is a last resort, used when documentation and economics justify it.
“Reputation-Protecting” Collections: What That Actually Means
Small business owners worry about reviews, referrals, and industry reputation—and you should.
Our approach is built to:
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communicate firmly but professionally
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avoid “bullying” tactics that backfire
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document every step (so you’re protected if the debtor complains later)
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keep the tone consistent with how a serious finance department would pursue payment
This is how you recover money and keep your brand intact.
Common Small Business Debts We Recover
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Unpaid B2B invoices (services, products, recurring retainers)
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Past-due commercial accounts (vendors, suppliers, logistics, trades)
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Subscription or contract balances
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Professional services invoices (marketing, IT, staffing, consulting)
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Medical and dental patient balances (where applicable and compliant)
FAQs
How fast do you start?
Most accounts can be initiated within 24–48 hours once documentation is received.
Do you handle disputed invoices?
Yes. We separate legitimate disputes from stall tactics and advise on the strongest next step.
Will this damage my customer relationship?
Handled correctly, collections can be firm without being hostile. Our process is designed to protect your reputation while prioritizing recovery.
How long does recovery take?
Some accounts resolve in days, others take weeks depending on debtor responsiveness, solvency, and documentation.
What if the debtor agrees to pay but delays again?
We document agreements and follow up quickly. When needed, we escalate pressure without restarting the process from scratch.
Get Paid—Without Losing Time, Sleep, or Reputation
You built your business by delivering value. You shouldn’t have to beg to get paid.
If you want a secure, compliant recovery process that’s professional, persistent, and reputation-protecting, choose the option that fits your situation:
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Fixed fee for predictable, early-stage recovery
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Contingency for harder, older accounts (no recovery, no fee)
Place an account today and let us take it from here.